ACA / Obamacare Health Plans
Navigate the Health Insurance Marketplace with expert assistance. Find affordable plans and qualify for premium tax credits.
Understanding the ACA Marketplace
The Affordable Care Act (ACA) marketplace offers comprehensive health insurance plans with financial assistance for eligible individuals and families. We help Florida residents find the right plan and maximize their savings.
Premium Tax Credits
Financial assistance to lower monthly premiums based on income and family size.
Essential Health Benefits
All marketplace plans cover 10 essential health benefits including preventive care.
Family Coverage
One policy can cover your entire household with coordinated benefits.
No Pre-Existing Conditions
You cannot be denied coverage or charged more due to health history.
ACA Metal Tier Plans
ACA plans are categorized into four metal tiers based on how you and the plan share costs. Choose the tier that best fits your healthcare needs and budget.
Bronze
60% Coverage
Lowest monthly premiums. Best for healthy individuals who want emergency protection.
Silver
70% Coverage
Moderate premiums and deductibles. Eligible for cost-sharing reductions.
Gold
80% Coverage
Higher premiums, lower out-of-pocket costs. Great for regular healthcare needs.
Platinum
90% Coverage
Highest premiums, lowest deductibles. Best for frequent medical care.
Do You Qualify for Financial Assistance?
Most people qualify for some form of financial assistance. You may be eligible if:
- ✓Your household income is between 100% and 400% of the federal poverty level
- ✓You're not eligible for affordable employer-sponsored coverage
- ✓You're not eligible for Medicare, Medicaid, or other qualifying coverage
- ✓You file federal income taxes (even if you don't owe taxes)
Get Help Enrolling in an ACA Plan
Our certified enrollment specialists will help you find affordable coverage and maximize your savings.